Things Every Homeowner Needs To Know

You found a home to call your own. How exciting! Whether you have lived in your dwelling for decades or have just stepped over the threshold, there are some things every homeowner needs to know to keep their home running efficiently and effectively. 

 

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Know the Contact Information for local Service and Utility Companies

Sure, you have seen the ads online and around town for service companies. You have your utility bills on autopay so you can pull them up at any time. But, when there is an immediate need, such as a water or gas leak, you want to have that information accessible without searching for a number on your phone or filtering an email to find just what you need.

 

Be proactive and set aside 15 minutes to add service and utility numbers to your phone’s contacts. Be sure to add the word “plumber,” for example, so searches are quick and easy. When you are done, print the list so any visitors or sitters have access to this essential information if you are unavailable.

 

Important companies to include are:

 

• Plumber

• Electrician

• HVAC

• Pest Control

• Electric Company

• Natural Gas Company

• Water Company

• Municipal Water and Sewage Company

• Trash and Recycling Companies

• Internet Provider

• Telephone or Cell Phone Providers

• Snow Removal or Landscaping Company

 

In addition, it will be helpful to know who to call or text in case of a power outage. Be sure to sign up for any company or service provider newsletters, and follow them on social media to stay up-to-date on the latest reports and information.

 

Take some time to learn where the important shut-off valves are located. This should include:

 

• Water

• Gas

• Electrical or breaker panel

 

Watch this video for an easy how-to on shutting off the gas at a residential property. Watch the video all the way through for important information regarding turning the gas back on.

 

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Know What Your Finances Entail

Homeownership is a wonderful experience. It is also a big responsibility. To maintain your home in proper condition and enjoy it to the fullest, you need to have enough money to fix any problems that may arise.

 

For example, as the ground shifts with time and weather conditions, so will your house. Cracks will become visible, and doors will stick. While this may fall under the category of normal or expected home issues, repairs may be necessary to maintain the overall health of the structure. This is where having enough money in an emergency fund comes into play so you do not have to put off making repairs and let the home fall into disrepair.

 

If something major does happen, always check with your insurance company to determine if these repairs fall under their purview. They may send out a licensed adjuster or estimator to assess the damage. If they cover the cost, you will still be left with a deductible, and your emergency fund can manage that.

 

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Be a smart and savvy homeowner by planning and preparing. Gather vital contact information, understand how your utilities work, and prepare your finances. You will enjoy your home much more by knowing what you need before you even need it.